Advanced REA Commercial Division provides niche, advantageous loans when other lenders can’t.

Using our exclusive Capital ‘No Income Verification’ program, you’ll get the most competitive rates and terms currently in the commercial lending space.

• Rates as low as 6.75%
• Funding from $75k to $5 million
• We do not require pay stubs or tax statements
• No balloons, 30 year amortized term
• LTVs up to 75%
• 650 mid FICO to qualify
• Investor 1-4, Multi-family, Mixed-use Office, Retail, Warehouse, Automotive Service and more

Investor 1-4 Loans

These investment properties include single family homes, condos, town homes and 2-4 unit buildings. As long as the property is non-owner occupied, and is used for investment purposes, Advanced REA can provide a loan for you.  Maximum loan amount is $750k on SFRs and $2 million on 2-4 unit buildings with up to 70% LTV. Loan sizes over $2 million, are considered on a case by case basis. Impounds required. Loan is assumable at lender’s discretion.

Traditional I

Traditional I program extends to multi-family (5+ units) and mixed-use buildings. Maximum loan amount is $5 million with LTV up to 75%. Impounds required. Loan is assumable at lender’s discretion. 

Traditional II

Our Traditional II program is designed for office buildings, general retail, warehouse, self- storage and automotive services. Maximum loan amount is $5 million with an LTV of 70%. Program